{"id":11,"date":"2026-10-15T10:00:00","date_gmt":"2026-10-15T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/brianvincentteam-com\/2026\/10\/15\/mortgage-rates-arent-backing-down-yet\/"},"modified":"2026-10-15T10:00:00","modified_gmt":"2026-10-15T10:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.brianvincentteam.com\/blog\/2026\/10\/15\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/brian-vincent-2\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates are still holding steady around the 7% mark, and it looks like this could continue through the end of the year. As someone who\u2019s spent over 25 years helping families and buyers navigate the ups and downs of residential lending, I know how much these numbers can affect your plans. Persistent inflation and the possibility of another Fed rate hike are keeping borrowing costs elevated, and the wider spreads in the mortgage-backed securities market aren\u2019t helping. For a real shift downward, we\u2019d need to see sustained progress on inflation, more stable long-term yields, positive signals from the Fed, and improvement in MBS spreads. For now, it\u2019s wise to plan using today\u2019s rates as your baseline\u2014any future drop would be a welcome bonus. Whether you\u2019re looking to buy, invest, or refinance, a tailored, honest approach to your options is more important than ever.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are still holding steady around the 7% mark, and it looks like this could continue through the end of the year. As someone who\u2019s spent over 25 years helping families and buyers navigate the ups and downs of residential lending, I know how much these numbers can affect your plans. Persistent inflation and [&hellip;]<\/p>\n","protected":false},"author":596,"featured_media":12,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-11","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/posts\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/users\/596"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":0,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/posts\/11\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/media\/12"}],"wp:attachment":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/media?parent=11"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/categories?post=11"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/tags?post=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}