{"id":23,"date":"2026-10-22T09:00:00","date_gmt":"2026-10-22T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/brianvincentteam-com\/2026\/10\/22\/homeownership-costs-go-beyond-the-price-tag\/"},"modified":"2026-10-22T09:00:00","modified_gmt":"2026-10-22T09:00:00","slug":"homeownership-costs-go-beyond-the-price-tag","status":"publish","type":"post","link":"https:\/\/www.brianvincentteam.com\/blog\/2026\/10\/22\/homeownership-costs-go-beyond-the-price-tag\/","title":{"rendered":"Homeownership Costs Go Beyond the Price Tag"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/brian-vincent-2\/price-house-home-remotion-videos-363a\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>When most folks start house-hunting, it\u2019s easy to focus on the sticker price. But after more than 25 years helping buyers throughout the Florida Panhandle, I can tell you: the real cost of owning a home is much more than what\u2019s on the listing. Recent research highlights what many of my clients discover\u2014the annual cost of homeownership (including mortgage interest, property taxes, depreciation, risk, and appreciation) can be just as important as the price tag itself. On average, economists estimate the annual user cost is about 5% of a home\u2019s value nationwide, but that number can swing widely\u2014some homes are closer to 7%, others around 2%. That means two $500K homes could have yearly costs of $35K versus $10K. This is why comparing those costs to local rents can be more practical than just fixating on the purchase price alone. Plus, after the 2018 federal tax law changes, many homeowners lost some of the tax benefits they once counted on, since more people now take the standard deduction. My approach has always been to help buyers see the full picture\u2014if you\u2019re weighing the long-term financial impact, looking beyond the sticker price is key to making a choice you\u2019ll feel good about for years to come.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When most folks start house-hunting, it\u2019s easy to focus on the sticker price. But after more than 25 years helping buyers throughout the Florida Panhandle, I can tell you: the real cost of owning a home is much more than what\u2019s on the listing. Recent research highlights what many of my clients discover\u2014the annual cost [&hellip;]<\/p>\n","protected":false},"author":596,"featured_media":24,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/posts\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/users\/596"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":0,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/media\/24"}],"wp:attachment":[{"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/media?parent=23"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/categories?post=23"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brianvincentteam.com\/blog\/wp-json\/wp\/v2\/tags?post=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}